Petal Group · Finance
Petal Money
Fueling Dreams. Enabling Growth.
Your car is worth more than you think. Get a top-up, balance transfer or fresh loan of up to 200% of your car’s valuation, processed in just two days, from the lender that suits you best.
₹8–80 L
Loan Range
2 Days
Processing Time
₹60 Cr+
Disbursed Every Year
Up to 200%
Of Car Valuation
Our Loan Products
Every Kind of Vehicle Finance
New Car Loan
Finance for your next car with competitive rates and quick approval at the showroom itself.
Used Car Loan
Buying pre-owned? Get funding on a wide range of models and ages, with minimal paperwork.
Balance Transfer
Move your running car loan to a better lender and lower your EMI or interest outgo.
Top-Up Loan
Unlock extra funds on your existing car loan for any personal or business need.
Commercial Vehicle Loan
Trucks, tempos and cargo carriers financed for fleet owners and first-time buyers.
Loan Against Car
Own your car outright? Raise instant funds against it without selling it.
Loan Against Your Car
Borrow up to 150–200% of your car’s value
A running car loan is an asset. Once you have paid 12 regular EMIs, we can arrange a top-up or balance transfer that releases far more than the car’s current market price.
- Loan amount up to ₹35 lakh on eligible vehicles
- Transfer a loan from any car, in any name, to a new lender
- Only the lender’s standard charges, nothing extra from us
- Service available across all of Gujarat
Use the funds for
Plan Your Repayment
EMI Calculator
Your Monthly EMI
₹32,241
Indicative only. Final rate and EMI depend on lender approval and your profile.
Why Petal Money
Speed, Choice and Zero Surprises
We work for you, not for one bank. That is why customers keep coming back.
Approval in 2 Days
Most files are sanctioned and disbursed within 48 hours of document submission.
Attractive Interest Rates
We compare offers across 18+ banks and NBFCs to find you the lowest rate.
Flexible Tenure
Repay comfortably over a tenure of up to 5 years, matched to your cash flow.
Minimal Documentation
Basic KYC, RC and bank statements. Income-proof relaxation on select amounts.
No Hidden Charges
You pay only the lender’s standard charges. Petal Money adds nothing extra.
Trusted DSA Partner
A financial DSA with a high repeat-customer ratio and strong lender relationships.
How It Works
From Enquiry to Money in 4 Steps
Share Your Details
Tell us about your car, current loan (if any) and how much you need.
We Compare Lenders
Our team checks eligibility and rates across our bank and NBFC partners.
Submit Documents
KYC, RC and bank statements. We handle the paperwork with the lender.
Get Disbursed
Sanction and disbursement, typically within 2 working days.
Lending Partners
16+ Banks and NBFCs on One Desk
One application, compared across every lender we work with.
Ready to Begin?
Have a car? You already qualify to ask.
Send us your car details and we will come back with the best lender offer, usually within the same day.
Serving customers across Gujarat
Petal Money is a Direct Selling Agent (DSA). Loans are sanctioned and disbursed by partner banks and NBFCs at their sole discretion, subject to eligibility, documentation and credit assessment. Loan-to-value of 150–200% is applicable on eligible vehicles after 12 regular EMIs on the existing loan. Interest rates, tenure and charges are as per the respective lender’s policy.